Version 2.0 – May 1, 2025
We, Dream Habitat LLC – NMLS# 2092109, under which Germán Sissa – Mortgage Loan Originator NMLS #87217 operates as a personal brand, are committed to protecting your personal data in compliance with the EU General Data Protection Regulation (GDPR). This policy outlines how we collect, use, and safeguard your information to ensure transparency and trust in our data practices.
The data controller responsible for your personal data is:
Top Insured Agency LLC
📍 Address: 45 Middle Neck Rd Suite 229, Great Neck, NY 11021
📧 Email: contact@dream-habitat.com
📞 Tel: (516) 203 7455
For any data protection-related inquiries, please contact our Data Protection Officer (DPO) at contact@dream-habitat.com.
We may collect and process the following categories of personal data through services provided directly by Germán Sissa – Mortgage Loan Originator NMLS #87217 under Dream Habitat LLC:
We process personal data under GDPR’s lawful bases, including contractual necessity, legal obligation, consent, and legitimate interests.
Your data is used to:
✔️ Process service requests and applications (Contractual necessity)
✔️ Provide consultations, documents, and client support (Contractual necessity)
✔️ Communicate with third-party providers as needed (Contractual necessity)
✔️ Send marketing communications. (Consent)
✔️ Improve customer service, enhance security, and analyze usage trends. (Legitimate interests)
We may share personal data with trusted third-party providers to deliver services efficiently, including:
For data transfers outside the European Economic Area (EEA), we implement appropriate safeguards such as:
We retain personal data based on regulatory requirements and operational needs:
📌 Service & Transaction Data: Retained for 6 years.
📌 Marketing Data: Stored until consent is withdrawn.
📌 Legal/Claims Data: Retained for as long as required under applicable law.
All data is stored securely during its retention period.
As a data subject, you have the following rights under GDPR:
✅ Right to Access – Request a copy of your data.
✅ Right to Rectification – Correct inaccurate or incomplete data.
✅ Right to Erasure – Request deletion of your data when no longer needed
✅ Right to Restrict Processing – Limit how we process your data.
✅ Right to Data Portability – Obtain a digital copy of your data.
✅ Right to Object – Object to data processing, including marketing.
✅ Right to Withdraw Consent – Revoke your consent at any time.
🔹 To exercise these rights, contact: contact@dream-habitat.com
We use cookies to improve site experience and gather analytics. You can manage cookie preferences in your browser.
🍪 Essential Cookies – Required for website functionality.
📊 Analytical Cookies – Help us understand website traffic (requires consent).
📣 Marketing Cookies – Used for personalized ads (requires consent).
🔹 Manage your cookie preferences via [setting]settings[/setting].
We implement technical and organizational measures to protect your personal data, including:
🔒 SSL encryption for secure data transmission.
📁 Secure servers and encrypted storage.
🔑 Access controls to limit data exposure.
🛡️ Regular reviews to ensure compliance.
We may update this policy periodically to reflect legal or operational changes. Updates will be published on this website, and significant changes may be communicated via email or website notifications.
By submitting your information through this website or service forms provided by Germán Sissa – Mortgage Loan Originator NMLS #87217, operating under Dream Habitat LLC, you consent to receive communications (email, phone, SMS) regarding mortgage services or third-party offers, even if your number is on a “do not call” list.
For any questions or concerns regarding this policy, please contact:
Dream Habitat LLC – NMLS# 2092109
📧 Email: contact@dream-habitat.com
📍 Mailing Address: 45 Middle Neck Rd Suite 229, Great Neck, NY 11021
📞 Phone: (516) 203 7455
